Bankers Perception on Islamic Banking

Shari’a oversight assumes a fundamental job in the administration of IFIs. It has various structures at full scale and miniaturized scale levels. (Chris Pierce, 1988) Deposits are carefully not considered as credits in the Islamic sense. In the event that it is as cash, at that point he has a commitment to pay Zakat out of it. In the event that these stores are without a doubt advances, at that point it is the banks which should pay zakat on them. In reality,the banks make the contributors pay the zakat , which is bad form. (Alexandra R, Hardie and M. Rabooy, 1991) M. Norain, Ariffin, and M Adnan clarified the discernments and mindfulness among investors in Islamic banks is basic to improve corporate social obligation. M. Norain, Ariffin, and M Adnan disclosed that to satisfy the Islamic needs of the general public, legitimate arrangements have been grown so that there will be no repetitive issues later on identifying with the financial framework and venture. M. Norain, Ariffi n, and M Adnan proposed that Islamic associations, Islamic banks are responsible to Allah and to the networks where they work and have an obligation to be straightforward in the entirety of their exercises. Moral venture presently as of late become an issue in the West, and it is significant in the Islamic world and Islamic Banks must chip away at these standards which satisfy the requirements and duty to the brokers. (Alexandra R. Hardie and M. Rabooy 1991) a genuine inquiry emerges that whether Islamic Banks are keeping to the guidelines about associations. In this setting a few researchers accept that the working accomplice in mudaraba ought not blend the capital of the different providers of assets; in the event that this is done, at that point the issue is intense for the Banks, (Alexandra R. Hardie and M. Rabooy, 1991) Malaysian banks experience economies and yearly efficiency change on a major scale. The last efficiency gauges show that undeniable Islamic banks have conquered a portion of these cost inconveniences with entry of time. Mariani Abdul-Majida, David S. Saalb,* and Giuliana Battistic (2010) The division of Islamic from customary financial administrations may permit directors to more readily concentrate on improving the cost effectiveness of Islamic financial where as in the short run, the new Islamic banks will endure manyr transitional issues. Mariani Abdul-Majida, David S. Saalb,* and Giuliana Battistic (2010) M. Khan and A. Mirakhor (1991) depicts financial framework which depends on Islamic standards is for all time have the disallowance on the installment and receipt of intrigue. This limitation makes Islamic banks not quite the same as budgetary foundations from multiple points of view. Islamic financial framework in Pakistan was embraced in such a way to leave the intermediation job of the financial framework undisturbed. Where as the financial framework in Iran is utilized as an instrument for accomplishing the objectives and targets of the Islamic upheaval. M. Khan and A. Mirakhor, 1991) Islamic Law disallows charging interest. budgetary instruments utilized by Islamic banks are not founded on benefit and-misfortune sharing (value) at the same time, obligation like instruments are a sound reaction by Islamic banks to their contracting surroundings and obligation turns into the prevailing instrument. (K. Aggarwal and Yousaf, 2000) Egypt's Islamic banks, while watching certain Islamic statutes in their tasks, so as to improve their status, these banks satisfies their social strategic empowering their clients as per Islamic requirements. Elizabeth Mayer, 1985) Use of existing Islamic budgetary instruments, for example, zero coupons bonds, paper for exchange fund and unitised protections. There is a need to support auxiliary market improvement with the goal that instruments can be exchanged successfully. (Rodney Wilson, 1991) The extension for improvement of Islamic monetary items is sufficiently huge, such items can assume a significant job encouraging the muslim nation s as well as generally advancing the financial progression. (Rodney Wilson, 1991)

Reflexivity: Crossing That Line Essay -- Ethnography Anthropology Essa

Reflexivity: Crossing That Line Customarily, ethnographic works had consistently been about target investigations of the â€Å"other.† The order endeavors to utilize non-one-sided techniques to research of our subjects to qualify human studies into the classification of science. In any case, an expanding number of anthropologists start to scrutinize the presence of objectivity in hands on work. All the more as of late, a few anthropologists advocate the joining of oneself, or the utilization of reflexivity, in the examination to recognize our predispositions; simultaneously, improve the nature of our ethnographies. Others further state that reflexivity is the best way to finish ethnographies. These recommendations incited concerns and incited extreme reactions among researchers from various territories of study. One contention keeps up that while moderate utilization of reflexivity is important in ethnographic research as exemplified by Dorinne Kondo and Renato Rosaldo, it is hazardous when it is taken exces sively far as did Ruth Behar. Before utilization of reflexivity can be broke down, it is critical to examine what reflexivity is. As its utilization is dubious, to characterize the term is mind boggling task. One approach to portray it is to describe it as a bit of work including oneself and a reflection. Another intend to comprehend the idea is to envision a mirror; and reflexivity is a depiction of the pictures reflected in the mirror, which incorporates â€Å"others† just as the â€Å"self.† Interestingly, despite the fact that we still can't seem to characterize the thought, numerous utilizations and styles of reflexivity exist. Or on the other hand maybe, the trouble to deliver a working definition comes from its wide scope of employments. For instance, Kamala Visweswaran utilizes reflexivity to assess the order in which she has a place †specifically feminis... ...r, human studies is certainly not a sound control and ought to be isolated to accomendate these distinction styles of composing ethnography. In any case, every one of these inquiries and disarrays calls attention to a certain something, that subjectivity is inescapable. Else, we would concede to every one of these issues. In any case, it is these issues that cause inconvenience that make the order alluring, energizing, and advantageous. Reference: [1] Behar, Ruth. 1996. Human sciences that makes you extremely upset. In The Vulnerable Observer: Antrhopology that Breaks Your Heart, pp. 161 â€177. Boston: Beacon Press. [2] Kondo, Dorinne K. 1986. Disintegration and reconstitution of self: ramifications for anthropological epistemology. In social Anthropology 1(1): 74-88. [3] Rosaldo, Renato. 1993. Anguish and a headhunter’s rage. IN Culture and Ttruth: TheRremaking of Social Analysis, pp. 161-177. Boston: Beacon Press.

What Is the ACT Test

What Is the ACT Test? About the ACT Unlike its counterpart, the SAT, the ACT does not measure reasoning and problem-solving skills. Instead, it tests a student's general knowledge, focusing on the skills a child should have learned in high school. Included on the 2 hour, 55 minute test are sections in English, math, reading and science. Students who opt to take the ACT Plus Writing exam have an additional 30 minutes. Also unlike the SAT, there is no penalty for answering any of the 215 questions incorrectly. Related Articles What Is the SAT Test? What Is the SAT Test? Is SAT Test Preparation Necessary? Is SAT Test Preparation Necessary? Pre Employment Tests Pre Employment Tests Registering for the Test You must start thinking about when you want to take the ACT a few months before you plan to take the test. Not only must you register for the test at least a month in advance, but you must also make sure you will receive your results in time to include them with your college applications. The ACT is given six times a year in September, October, December, February, April and June. Most students take the ACT for the first time during the spring of their junior year in high school. Since this is a popular time for students to take the exam, test centers for the April test date can fill up quickly. How to Register Registration for the ACT may be completed online and online registration is the preferred method. Those who are younger than 13, or who do not have a credit card also have the option of registering by mail. When you register for the test, you must also pay the registration fee. Students whose families face economic hardship may register for a fee waiver through their high school counselor and will follow specific directions for using the waiver when registering online. A simple search engine is available to help you find where the test is being offered near you. If your preferred testing center is full, the ACT system will automatically register you for the nearest testing center or you may register for standby testing. A late registration option is also available for an additional fee. Whatever test you register for, make sure you can make your test date because your fees are non-refundable and there is an additional fee for changing your test date or test site.

The Invisible War of Howl - Literature Essay Samples

In interpretations of Allen Ginsbergs â€Å"Howl,† it is common to find the assertion that this wild three-part poem is a diatribe against the evils of capitalism, personified in the poem as the ancient, child-devouring god Moloch. Marjorie Perloffs essay from The Poem That Changed America: Howl Fifty Years Later, argues that the violence and distress found in â€Å"Howl† cannot only be explained by resistance to capitalism, an â€Å"evil† which Perloff argues is equally as strong to this day yet has not inspired anything like â€Å"Howl† since (Perloff 16). Instead, she asserts that Ginsberg, like many of his contemporaries, was reacting to the horrors witnessed in World War II (Perloff 16). The world had been shocked by the Holocaust and the dropping of the atomic bomb, by the realization of what governments and mankind were capable of. In the eyes of Ginsberg, in this post-war era another kind of war was necessary, one against the machinery of American society, one which the heroes of â€Å"Howl† fight valiantly, endlessly. In this sense, â€Å"Howl† can be seen as a battle cry, a war epic with its own villains, its own heroes, and its own triumph of good over evil. It is easy to find the enemy of â€Å"Howl†, as he is named and raged against repeatedly in part II of the poem. The section opens with the question of who is preying on the valiant â€Å"angelheaded hipsters† (9) of part I, who â€Å"bashed open their skulls and ate up their brains and imagination† (21)? The answer we are given is Moloch. Moloch can be seen as the â€Å"stunned government† (21) of post-war America. He can also easily be seen as capitalism, with his soul of â€Å"electricity and banks† (22). The mechanic, military imagery of capitalism is also seen in part I of the poem, with references to â€Å"the iron regiments of fashion† and the â€Å"nitroglycerine shrieks of the fairies of advertising† (6). Yet the danger of Moloch is not simply capitalism or an inept government. Moloch is a demon whose â€Å"mind is pure machinery† and whose â€Å"eyes are a thousand blind windows† (Ginsberg21). The danger of Molo ch is blindness, blindness to the evilness of corrupt governments and the soullessness of capitalism and its â€Å"demonic industries† (22). He is a monster that devours imagination and individuality, replacing it with a mechanic, unquestioning mind. In this one can see a reference to World War II, to the brainwashed public that blindly followed their leader to commit unspeakable acts. However, as Perloff mentions in her essay, â€Å"the violence of the war heroes was honored by the public; the violent acts of Ginsberg and his beat friends . . . were often ridiculed† (Perloff 17). This is because the evil â€Å"Howl†s heroes are raging against is less overt, it is the evil of society that is so engrained in us, that â€Å"enter[s] [the] soul early† (22) so that many of the readers of â€Å"Howl† are blind to its existence. Those who are not blind to the evils of Moloch are called to fight against him. As much as part II of â€Å"Howl† is an attack on the corruption of society, part I is a celebration and a praise of those brave heroes who fight it. These are the heroes who question the accepted, who seek an alternative to the norm, who look for a higher truth in the â€Å"ancient heavenly connection to the starry dynamo† (9). They are the â€Å"lost battalion† (11) who have â€Å"chained themselves to subways† (10), sacrificing themselves in this war against Moloch. The self-sacrifice of these heroes is clear in the diction of Ginsberg. These soldiers have â€Å"bared their brains,† (9) they have â€Å"cut their wrists† (16) and â€Å"burned cigarette holes in their arms† (13). Society has â€Å"expelled† (9) them and â€Å"burned [them] alive† (16) yet they continue to fight. In these descriptions of immense torture and sacrifice we get an overwhelming sense of Ginsbergs incredible respect for these unsung heroes. We also get a sense of solidarity in Ginsbergs writing as he speaks to Carl Soloman, one such hero thrown into a mental institution for his valiant acts. Ginsberg assures him in part I that â€Å"while you are not safe I am not safe† (19) and repeatedly in part III that â€Å"I am with you in Rockland† (24). This solidarity provides hope and meaning to the actions of the heroes. They are not engaging in random, reckless behaviors but are instead a unified force, fighting the blind machinery of society in every way they can. If one looks at the structure of â€Å"Howl† as mimicking a battle and the content as a metaphor of war, the footnote is the final triumphant blow. The anaphora present throughout parts I-III, with their faithful repetition of â€Å"who,† â€Å"Moloch,† and â€Å"I am with you in Rockland,† creates the steady drumbeat of war, the constant push forward. The epizeuxis that starts off the footnote to â€Å"Howl† sets up the scene for the final height of action in this war, the last bullets being fired and bombs being dropped. The weapon in this final battle is hope, the belief the â€Å"everything is holy† (27), that mankind can be saved from the demonic grips of Moloch. While in the throes of World War II the world was exposed to the terror of what man is capable of doing, we were also reminded that good can triumph evil. Ginsberg holds on to this hope and passes it on to the reader, leaving us certain that the angelheaded hipsters can and will defeat the machinery of Moloch. With his creation of a nontraditional war epic in â€Å"Howl,† Allen Ginsberg depicts the invisible war of post-World War II America, one against blindness and uniformity, against capitalism and the facets of society that were at the same time the most corrupt and the most engrained within the minds of the people. For Ginsberg and his contemporaries, war did not end when Americas soldiers defeated the evil machinery of Hitler, for these soldiers returned home to a society that was a brain-bashing machinery of its own. With â€Å"Howl,† Ginsberg offers a celebration of the unsung heroes who fought in that second war, who may still be fighting, and who, as Ginsbergs footnote suggests, will one day be triumphant.

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Similarities between Animal Farm and the Russian Revolution

The Russian Revolution Animal Farm Animal Farm is a satirical novella by George Orwell, and it can also be understood as a modern fable. The book is about a group of animals who drive away the humans from the farm which they live on, and it is primarily based on the Russian Revolution. Animal Farm is well known as an allegory. Most fables have two levels of meanings. On the surface, the fable is about animals. But on the second level, the animals stand for types of people or ideas. The way the animals interact and the way the plot unfolds say something about the nature of people or the value of ideas. Any type of fiction that has multiple levels of meaning in this way is called an allegory. Links between the Russian Revolution and†¦show more content†¦Mrs. Jones represents the Tsar’s wife, Alexandra. Squealer (pig) - This pig represents the Russian media, which spread Stalin s version of the truth to the masses. Boxer (horse) - Boxer represents the working class. Boxer is portrayed as being a dedicated worker, but as owning a less-than-average intelligence. His personal motto was, I will work harder!† Boxer was very dedicated to his work, but he was actually being tricked by Napoleon. The Dogs – The dogs are the military/police. Shortly after the revolution, several puppies are stolen from their mother. Later on in the book, the puppies are fully grown and trained to protect Napoleon. Moses the Raven – The raven Moses represents the Russian Orthodox Church. In the beginning of the novel, Moses was like a pet to Mr. Jones. He fled the farm shortly after the revolution, but eventually came back. Moses didn’t do any work, but he told the animals stories about a paradise called Sugarcandy Mountain, which is an allegory of Heaven. Benjamin (donkey) – Benjamin represented the skeptical people in and outside of Russia. They weren’t sure whether revolution would change anything. Mollie (horse) – Mollie represents the vain and selfish people in Russia and throughout the world who ignored the revolution and sought residence in more inviting countries. In the book, Mollie eventually flees the Animal Farm to live elsewhere. Mr. FrederickShow MoreRelatedWays of Viewing Animal Farm: Historical Allegory, Fable, and Suspension of Disbelief752 Words   |  4 PagesAnimal farm tells the story of a group of animals rebelling successfully against the previous owner, Mr Jones, who was considered to be a tyrant of animal/manor farm. The farm was planned to be communist place but because of most of the animals gullibility and unintelligence the pigs who where smarter took control and made a hierarchy and exploited the animals. Then eventually the pigs became more like humans doing things like walking on two legs and wearing cloths. However would animal farm beRead MoreEssay Russian Revolution and Orwell526 Words   |  3 PagesRussian Revolution and Orwell Animal Farm and the Russian Revolution have many similarities and ideas. The characters, settings, and the plots are the same. In addition Animal Farm is a satire and allegory of the Russian Revolution, George Orwell meant for it to be that way. My essay will cover the comparison between Animal Farm and the Russian Revolution. Also it will explain why this novel is a satire and allegory to the Revolution. First of all the characters of the farm have a specialRead MoreAnimal Farm By George Orwell Essay1430 Words   |  6 PagesAnimal Farm is of course, a satirical allegory, very specifically of the Russian Revolution and of Stalin (Napoleon in the book), but more generally of revolution, the idealism of utopias, and the way in which people take control of societies founded on principles of equality. It is a satirical allegory of Soviet totalitarianism. Orwell based major events in the book on ones from the Soviet Union during the Stalin era. Orwell, a democratic socialist, and a member of the Independent Labour PartyRead MoreAnimal Farm By George Orwell1433 Words   |  6 PagesMay 29, 2017 Animals Farm Research Paper â€Å"All animals are equal, but some animals are more equal than others.† George Orwell’s novella Animal Farm. Orwell’s goal in writing Animal Farm was to illustrate the 1917 Russian Revolution, and depict a government more tyrannical and oppressive than the one it overthrew. The characters and the events in Animal Farm mirror the Russian Revolution. For example, in the novella Manor Farm is a representation of Russia. 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Trotsky leaded theRead MoreAnimals Take Over in Animal Farm by George Orwell1370 Words   |  6 PagesIn the novel â€Å"Animal Farm† by George Orwell, the animals take over the farm and develop their own independent society. Just as it happened during the Russian Revolution of 1917. George Orwell underlies the tension between the oppressed and the exploiting classes between the condescending ideals and harsh realities of socialism. During the course of the literary piece by George Orwell makes it clear how the animals are mistreated by â€Å"Mr. Jones â€Å", because of this treatment they are receiving; OldRead MoreAnimal Farm Film Analysis838 Words   |  4 Pages This essay is a comparative analysis between the film and novel, Animal Farm. Animal Farm was written by George Orwell in 1943 and published on the 17th of August 1945. A motion picture of the novel was later produced on the 29th of December 1954 by director Joy Bachelor. There are many differences and similarities between the novel and film involving the use of characters, symbolism, themes, dialogue and events. Animal farm was a successful novel as the length was 112 pages, therefore the movieRead MoreThe Point Of View Of Communism, Marxism And Totalitarianism1879 Words   |  8 PagesANIMAL FARM BY GEORGE ORWELL Review the novel with the point of view of communism, marxism and totalitarianism. Animal Farm is an allegorical novella by George Orwell and the book reflects events leading up to the Russian Revolution of 1917 and then on into the Stalinist era of the Soviet Union. This novel is about the oppressors and the oppressed and about the different ideologies used by oppressors to manipulate the farm animals

The World Of Computer Programming - 887 Words

Douglas Braun was born in Cambridge Ohio, 1945. He has done a lot with his life so far and refuses to stop. He now runs a computer programming company called Internet Payment Exchange, righting computer programs for large business to transfer money. You might have said he was an exception to Outliers when he would barley pay attention in school but somehow know everything. Much like Outliers the more you examine the less of an exception they might be to Gladwell s book. 1949 Von Neumann had just invented the first computer programming language. As we learned form Outliers this was a long and grueling process with many hours spent writing and changing cards to complete your program. Then two years later in 1951 Grace Hopper invented the first compiler. A compiler turns Von Neumann s computer language into an easier form, there it can directly go into the computer without any manual work. This was amazing in the world of computer programming because of its speed and ease compared to the old language. It wasn t until 1957 that a big change came. The first major language of computer programming was here, in the form of FORmula TRANslating system, in short FORTRAN. FORTAN was almost its own language itself for computer programmers allowing them to do things they never could have when programming. For Douglas this is an obvious advantage being born in the perfect time era. Then in 1958 John McCarthy invented a LISP processing language. What was special ab out this was thereShow MoreRelatedComputer Programming In Primary And Secondary Education.1114 Words   |  5 PagesComputer Programming in Primary and Secondary Education Dylan Baiko It is important for students to come out of grade school equipped with skills relevant to today’s society. Therefore, computer programming should be full integrated into school curriculum from kindergarten to grade 12. Today’s society is becoming more and more reliant on computer technology. It is a tool used everywhere and it is impotent to understand how it works in our daily lives. Therefore, computer programming is a necessaryRead MoreProgramming for a Better Future647 Words   |  3 PagesPrograming for a Better Future The world has become extremely depended on technology. But hardly anyone takes time to think about all the hard work that has been put into creating the technology and programs. Computer programing is a vast field with many different categories. The different subcategories are desktop application programming, core programming, system programming, and programming science. Within the different categories there are subcategories. The different subcategories contain variousRead MoreEssay on Computer Programming Languages: Fortran1158 Words   |  5 Pagesthe thousands of different programming languages. 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You wonder why this is so important to everybody, but it is very important since things you will use in your daily life had to be programmed to be ab le to work. For example writing this paper I am using Microsoft Word which had toRead MoreWhy I Want to Become a Computer Programmer Essay863 Words   |  4 PagesHistory and Origins: When computers started coming out, computer companies need people to program operating systems and programs for them. Seeing that you sat at a desk all day, it was seen as a easy career choice, but with little pay. So computer programming as a career, was dominated by women in the 60s. Soon though, men dominated the field through discrimination and needs for a job. The Job field was getting paid more so companies wanted to hire â€Å"higher quality† employees, and that meant men